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Hail damage on shingles with chalk circles showing impact points

── Hail Damage Repair

HAIL HIT YOUR ROOF.
YOUR INSURANCE
SHOULD PAY FOR IT.

Most hail damage is invisible from the ground. But your insurance company knows it is there. We document every hit with professional photos and reports so your claim gets approved in full. Serving Agawam, Feeding Hills, Southwick, Suffield, and all of Western MA and Northern CT.

We protect your garden and landscaping. Magnetic sweeps keep your yard safe for kids and pets.

Free Hail InspectionProfessional Photo ReportWe Meet the AdjusterLicensed & InsuredGarden Protection

What You Need to Know

YOU CANNOT SEE HAIL DAMAGE
FROM THE GROUND.

Hail leaves small dents and bruises on your shingles that look completely normal from your driveway. But those hits break down the protective granule layer that keeps water out of your home.

Over the next few years, those bruised spots will crack, curl, and let water in. By the time you see a stain on your ceiling, the damage is already serious. The good news is that most hail damage is a covered insurance claim. You just need the right documentation.

THE CLAIM WINDOW IS LIMITED

Most insurance policies give you 1 to 2 years to file a hail damage claim after a storm event. After that window closes, you pay out of pocket.

If there was a hailstorm in your area in the last two years, call us today for a free inspection. Do not let your claim window close.

CALL NOW

Warning Signs

6 SIGNS YOU HAVE A HAIL CLAIM

You do not need to be a roofer to spot these. If you see any of these signs, call us for a free inspection before your claim window closes.

1

Dents on Gutters or Downspouts

If hail hit your gutters, it hit your roof too. Gutters dent easily and are the fastest way to confirm a hail event happened at your home.

2

Bruised or Dented Shingles

Hail leaves soft spots on asphalt shingles. They look like small dark circles. You usually cannot see them from the ground, but we can find them from the roof.

3

Missing Granules

Hail knocks the protective granules off your shingles. You will see them in your gutters or at the base of your downspouts after a storm.

4

Cracked or Split Shingles

Large hail can crack shingles outright. This is the most obvious damage and almost always results in a covered claim.

5

Damaged Vents or Skylights

Metal vents, skylights, and flashing show hail hits clearly. Adjusters look at these first. We document them in our inspection report.

6

Neighbor Got a New Roof

If your neighbor filed a hail claim and got a new roof, your home likely has the same damage. Call us for a free inspection before your claim window closes.

How It Works

FROM HAILSTORM TO NEW ROOF IN 4 STEPS

1

Free Hail Inspection

We come to your home and walk the roof. We photograph every hail hit, every dent, every area of granule loss. You get a full written report.

2

We File With Your Insurance

We help you file your claim with the right documentation. Our reports are written in the language insurance adjusters need to see.

3

We Meet the Adjuster

When the adjuster comes, we are on the roof with them. We point out every item. We make sure nothing gets missed or undervalued.

4

New Roof Installed

Once your claim is approved, we install your new roof. You pay only your deductible. We protect your garden and clean up completely.

A Real Result

HAIL HIT. INSURANCE PAID.
SHE PAID ONLY HER DEDUCTIBLE.

This Southwick homeowner had no idea she had hail damage until we came out. We found dozens of hits on her shingles, documented everything with professional photos, and handled her entire claim.

Her insurance approved a full replacement. Her garden was untouched. Her yard was spotless when we left.

Our magnetic sweep picks up every nail so your kids and pets stay safe.

Happy homeowner with new Thrive Roofing roof

SOUTHWICK HOMEOWNER — FULL HAIL CLAIM APPROVED

Paid only her deductible. Garden untouched. Yard spotless.

YOUR NEIGHBORS TRUST THRIVE

"I had no idea I had hail damage until Thrive came out. They found dozens of hits on my shingles that I never would have seen. My insurance paid for a full replacement. I only paid my deductible."

Jennifer S.

Agawam, MA

"My neighbor told me to call Thrive after the hailstorm. Best advice I ever got. They documented everything, met the adjuster, and I got a beautiful new roof. Zero stress."

Carolyn B.

Feeding Hills, MA

"I thought hail damage was something you could see from the ground. Thrive showed me photos of dozens of hits I never knew were there. Full claim approved. Amazing team."

Diane W.

Southwick, MA

SERVING WESTERN MA AND NORTHERN CT

AgawamFeeding HillsSouthwickSuffieldWest SpringfieldHolyokeEnfieldLongmeadowEast LongmeadowWilbrahamWestfieldChicopeeSpringfieldWindsor LocksGranbySimsburyEast Windsor

Know the Damage

HOW HAIL SIZE AFFECTS YOUR ROOF

1/4 inch
(size of a Pea)

Granule loss begins. Minimal structural damage but accelerates aging.

Low Risk
1/2 inch
(size of a Marble)

Significant granule loss. Soft spots forming on asphalt shingles.

Moderate Risk
3/4 inch
(size of a Dime)

Visible bruising and cracking. Gutters and vents clearly dented. Usually a covered claim.

High Risk
1 inch+
(size of a Quarter)

Shingles cracked through. Structural damage possible. Full replacement almost always covered.

Severe Risk

HAIL CLAIM QUESTIONS ANSWERED

Can I see hail damage from the ground?

Almost never. Hail damage on asphalt shingles shows as small dark bruised spots, granule loss, and soft dents that are only visible from the roof. This is why so many homeowners miss valid claims. We get on the roof and photograph every impact point.

How long after a hailstorm can I file a claim?

In Massachusetts and Connecticut, most policies allow up to one year from the date of the storm. However, we strongly recommend calling within 30 to 60 days while the evidence is clear and before additional weather events complicate the documentation.

My neighbor got a new roof after the storm. Should I call?

Yes, absolutely. If your neighbor had a covered hail claim, your home almost certainly has the same damage. Hail falls in a pattern across a neighborhood. Call us for a free inspection before your claim window closes.

What if my roof is old? Will insurance still pay?

It depends on your policy. Some policies pay actual cash value, which accounts for depreciation. Others pay replacement cost value, which covers the full cost of a new roof. We review your policy with you so you know exactly what to expect before we file.

DO NOT LET YOUR CLAIM WINDOW CLOSE.

If there was a hailstorm in your area in the last two years, you may have a covered claim. Call us today for a free inspection before it is too late.