── Storm Damage Roof Repair
THE STORM IS OVER.
NOW LET US
TAKE CARE OF YOU.
Your insurance company has experts on their side. You deserve an expert on yours. We have helped families in Agawam, Feeding Hills, Southwick, and surrounding towns get full roof replacements through insurance after storms.
We protect your garden and landscaping. We clean up completely when we are done.
The Stress-Free Plan
3 STEPS. ZERO STRESS.
Most homeowners have never filed a roof claim. Here is exactly how it works when you call Thrive.
We Inspect for Free
We come to your home, walk the roof, and give you a clear answer on whether you have damage worth claiming. No charge. No pressure.
We Meet the Adjuster
When your insurance adjuster comes, we are there. We walk the roof with them, point out every item, and make sure nothing gets missed.
You Get a New Roof
Once your claim is approved, we build your new roof. You pay only your deductible. We handle everything else.
What We Handle
EVERY TYPE OF STORM DAMAGE.
Hail Damage
Hail leaves small dents in your shingles that you cannot see from the ground. But your insurance company can. We document every hit so your claim gets approved.
💨Wind Damage
High winds lift shingles, pull flashing away, and crack ridge caps. Even one missing shingle lets water in. We find it all and document it properly.
🌲Fallen Tree or Branch
A tree on your roof is an emergency. We tarp it the same day to stop water damage, then handle your insurance claim from start to finish.
🌊Ice Dam Damage
Ice dams push water under your shingles all winter. The damage shows up in spring. If you had ice dams this winter, you may have a covered claim.
⚡Lightning Strike
Lightning can damage your roof structure in ways that are not visible. We inspect thoroughly and document everything for your claim.
🌧️Heavy Rain and Flooding
Severe rain can overwhelm your gutters and push water under your roof edges. We find the entry points and document the damage.
Know Your Rights
WHAT YOUR HOMEOWNER'S INSURANCE ACTUALLY COVERS
Most homeowners do not realize how much storm damage is covered. Here is what a standard policy typically includes.
Hail damage to shingles, gutters, and skylights
Wind damage including lifted shingles, torn flashing, and ridge cap loss
Fallen tree or branch damage to your roof structure
Lightning strike damage to your roof and structure
Ice dam damage if caused by a covered storm event
Wear and tear from age or lack of maintenance
Damage from flooding (requires separate flood insurance)
Pre-existing damage that was not caused by a storm
Coverage varies by policy. We review your policy with you during your free inspection so you know exactly what to expect.
A Real Result
FROM STORM PANIC
TO BEAUTIFUL NEW ROOF.
This Feeding Hills family called us the morning after a major storm. They were worried and did not know if their insurance would cover it. We came out the same day, documented everything, and handled the entire claim.
Their insurance approved a full replacement. They paid only their deductible. Their garden was untouched and their yard was spotless when we left.
Our magnetic sweep picks up every nail so your kids and pets stay safe.
FEEDING HILLS FAMILY — FULL INSURANCE REPLACEMENT
Paid only their deductible. Garden untouched. Yard spotless.
Real Homeowners. Real Results.
YOUR NEIGHBORS TRUST THRIVE
"After the storm I did not know what to do. Thrive came out the next day, inspected everything, and told me I had a full claim. They handled the whole process and I got a brand new roof. I only paid my deductible."
Susan L.
Agawam, MA
"I thought the damage was minor. Thrive found hail damage I did not even know I had. They documented everything and my insurance paid for a complete replacement. I am so glad I called them first."
Patricia M.
Feeding Hills, MA
"The storm knocked off several shingles. I was panicking. Thrive came out, put a tarp on the same day, and then handled my entire insurance claim. Zero stress. Beautiful new roof."
Linda K.
Southwick, MA
SERVING ALL OF WESTERN MA AND NORTHERN CT
Common Questions
QUESTIONS WE HEAR EVERY DAY
Should I call Thrive before I call my insurance company?
Yes. This is the most important thing you can do. If you call your insurance company first without documentation, they may send an adjuster who misses damage or undervalues your claim. We inspect first, document everything, and then you call your insurance company with the full picture.
What if my insurance company says the damage is not covered?
We have helped many homeowners successfully dispute initial denials. We know what adjusters look for and how to document damage in a way that meets the coverage criteria. We can request a re-inspection and advocate on your behalf.
How long do I have to file a storm damage claim?
Most policies require you to file within one year of the storm event, though some have shorter windows. In Massachusetts and Connecticut, we recommend calling us within 30 days of a major storm so the evidence is fresh and well-documented.
Will filing a claim raise my insurance rates?
A single claim for storm damage, which is a weather event outside your control, typically has minimal impact on your rates. Your insurance agent can tell you exactly how a claim would affect your specific policy.
What do I pay out of pocket?
You pay your deductible. That is it. Your insurance covers the rest of the approved replacement cost. We never ask you to pay more than your deductible for an insurance-covered replacement.
CALL US BEFORE YOU CALL YOUR INSURANCE.
One call to Thrive can mean the difference between a partial payout and a full roof replacement. Let us be the expert on your side.
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